The Empire continued to use the credit, now called the Imperial Credit, as its main currency, and during the reign of Emperor Palpatine, there were few who would not accept it. In 22 BBY, the InterGalactic Banking Clan was creating new currencies at a rate of twenty per day, with the InterGalactic Currency Exchange System managing the currency. These planets and regions began minting their own special currencies. Because of this, an overwhelming majority of planets outside the Core and Inner Rim would not accept credits. I need something more real.' вЂ• Watto to Qui-Gon Jinn on Tatooine Дuring the Clone Wars, and even before, many of the galaxy's inhabitants were worried about the war's outcome and the effect it would have on the galactic economy. ' Republic credits? Republic credits are no good out here. Bounty hunters also received an agreed amount of credits after completing a task or mission. These were usually used by sabacc or pazaak players. Credits could be transferred or withdrawn from an account card. In some places, such as the first Death Star, credits could be accessed via a debit code. Many were wary that credit chips could become worthless following the war.

Near the end of the Galactic Empire's reign, physical currency enjoyed an increase in popularity as denizens of the galaxy awaited resolution to the Galactic Civil War. There were also cubes that were presumably similar to chips. During the Clone Wars, the credit also came in the form of small metallic ingots. Sometime during the height of the Galactic Republic, credit chips became popular. Although they were about the same size, credits sometimes came in different patterns or designs, most likely depending on how much they were worth. The credit was a form of digital currency with cards in circulation. And in the end, credits are only as valuable as the secrets they can buy.' вЂ• Darth Bane

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